feat(caldav+carddav): auto create default cal & card

automatically create default Calendar and default addressbook per user
    (no creation if user already have a such resource)

    default name are "Personal"

    this is using the user's life cycle like does the drives

    answers to issue #545

tests/api/run.sh

@@ -164,6 +164,7 @@ hurl --variables-file "$API_DIR/test.env" --file-root "$REPO_ROOT/tests" --test
   "$API_DIR/recent.hurl" \
   "$API_DIR/batch_folder_copy.hurl" \
   "$API_DIR/dedup_blob_cleanup.hurl" \
+  "$API_DIR/default_caldav_carddav.hurl" \
   "$API_DIR/contacts.hurl" \
   "$API_DIR/calendar.hurl" \
   "$API_DIR/playlists.hurl" \